November 11, 2026

Selling a House During a Divorce in Phoenix

A divorce and a house rarely move on the same calendar. One person may already be living somewhere else. The mortgage still comes due. Neither of you wants strangers walking through the kitchen while you argue about the couch. In Phoenix and the rest of the Valley, that is a common reason people ask for a purchase offer instead of a listing.

This note is for homeowners in that spot. It explains what a sale to a cash buyer can and cannot do. It is general information. It is not family-law advice, and it is not tax advice.

Who owns the house, who may sign a deed, and how the money is divided are decided by the spouses, their lawyers, and sometimes a judge. Arizona divorce law is its own subject. A temporary order might say who lives in the house, who pays the loan, or that neither person can sell until something else happens. Those papers control the sale. A buyer does not.

Before you treat any offer as a plan, talk with a family-law attorney about authority to sign and about how proceeds would be handled. If taxes on the sale matter, talk with a tax advisor. Use this page only to understand what a direct purchase looks like once the people who are allowed to sell are ready to ask a buyer.

Rick Webb is the person who would be buying. PHX Home Buyer is his company. He makes purchase offers. He does not represent either spouse.

Rick Webb is a licensed Arizona real estate agent. His broker is BMN Real Estate and Referral Services. He does not take listings and does not represent sellers. He buys homes as a principal for his own account: he puts a property under contract to purchase, may assign that purchase contract (his equitable interest) to another buyer, or buys, renovates, and resells. He acts as a buyer, not as the seller’s agent. He may assign the contract or resell for a profit. Sellers may wish to consult their own agent or attorney.

What you are asking for

You are asking a buyer to look at a specific house and, if he wants it, to write a purchase offer. The form on this website is not that offer. It does not divide equity, and it does not bind your spouse. A purchase happens only if the people who must sign accept a separate written contract.

That is different from hiring an agent to list the house. A listing is a marketing agreement. The agent’s job is to represent the seller, or the sellers, under whatever agreement they sign. Rick does not take that job. If either of you wants representation, hire your own agent or stay with your attorneys. You can still ask Rick for a number. Asking does not hire him.

The comparison is written out on cash offer versus a listing. The steps after a request are on how a purchase works.

Why some couples skip showings

A listing during a divorce asks both people, or at least the one still in the house, to get the property ready and to be available for buyers. That can mean repairs, a clean-out, and weekend appointments. It also means the sale waits on a retail buyer and, often, that buyer’s loan.

Some couples want that path. They have time, they can cooperate on showings, and they want the house marketed. Others do not. They want the house sold without an open house, without a repair list, and without coordinating tours through two households. A sale to Rick is built for the second group.

You can leave the roof, the flooring, and the half-finished projects alone. Read selling as-is if condition is the main issue. Belongings can stay. One spouse’s furniture does not have to be gone before you ask for a number. Say what is still in the house and who has keys.

There is no lineup of retail buyers. Rick, or someone looking at condition for him, may still need to see the property so the written price matches the house. That visit is for the buyer. It is not a series of showings.

Both names, one house

Many divorce sales stall on signatures. If both names are on the title, both people usually have to sign a deed and a contract. If a court has given one person authority, the paperwork has to match that order. Rick will not guess which of those is true. Tell him what you know, and let the attorneys confirm the rest before anyone signs.

The same is true for the money. A closing can send proceeds where the signed instructions say to send them. The buyer does not decide that one spouse should receive more than the other. If you and your spouse, or your attorneys, have not agreed on that, the purchase contract is early. Get the agreement first, or build the signing around whatever your lawyers say is allowed.

If one spouse has moved out and will not answer, that is a legal problem, not a pricing problem. A cash offer does not replace a missing signature.

Occupancy, loans, and the house itself

Tell the buyer who lives there. It might be one spouse, both, a roommate, or no one. It might be a rental with tenants, which is its own situation. Tenants can stay or the house can be vacant. Say which.

The loan stays the sellers’ loan until closing pays it off or the lender otherwise resolves it. Rick does not take over the mortgage, and he does not represent you with the lender. If payments are behind, read behind on payments. A request for a purchase offer does not stop a trustee sale, pause a foreclosure, or cancel a notice. If a sale date is already set, say so. He will tell you if a purchase cannot close in time. He will not promise that it can.

Condition matters because the price is for the house as it stands. A cash number is often not the same figure as a retail asking price, because the buyer is taking repairs, time, and resale. This site will not invent the gap. The written offer is the number you and your spouse can compare with a listing plan.

How long it can take

When title, payoff, the required signatures, and both calendars line up, closing can be in 14 days or less. A divorce often adds a step those other sales do not have: a second signer, an attorney review, or a court date. Build that into the timeline instead of assuming the short one. If you need to be out by a particular day, say that day. If you need the closing to wait until an order is entered, say that too.

Fourteen days is possible. It is not a guarantee. The how it works page describes the same limit.

What to send

You do not need a finished decree to ask whether a buyer is interested. You do need an address. Useful details, if you have them:

  • Whether both spouses are on the title.
  • Whether anyone still lives in the house.
  • Whether an attorney has said who may sign.
  • The condition, in plain words. A roof leak is enough. You do not need a contractor bid.
  • A price you have in mind, or say you want to hear a number first.
  • How each person prefers to be contacted, if both should be in the conversation.

Do not send the other person’s information unless you have permission to share it. If only one spouse is inquiring, say so.

Where the house can be

The same issues show up across the Valley, not only in the City of Phoenix. A divorce sale in an older Glendale house, a Mesa ranch with belongings still inside, or a Scottsdale home in an HOA is still a question of signatures, occupancy, and condition. Phoenix itself runs from central block homes to newer areas such as Ahwatukee and Desert Ridge. Chandler, Gilbert, and Tempe add HOAs, and sometimes a rental near campus.

The city pages describe those places. The purchase is still the same kind of contract. If the city is not on that short list, the city index has the rest, and you can send the address anyway.

How to ask for a number

Use the homepage form or the cash estimate form. You can also call or text (602) 320-9500. Hours are 8 AM to 10 PM, seven days a week, Phoenix time.

Someone from PHX Home Buyer follows up about that property. The follow-up is a buyer’s conversation. It is not representation of either spouse. Nothing is signed on the form. If the house is a fit, the next step is a written purchase offer the people with authority can accept or refuse.

If you want the house marketed instead, hire a listing agent. If you want advice about the divorce, call your attorney. If you want a buyer to make an offer on the house as it stands, start with the address.

FAQ

Questions about this situation

Can one spouse sell the Phoenix house without the other?

Often no, if both names are on the title or a court order says both people must sign. Who is allowed to sign is a question for the spouses and their attorneys, not for the buyer. Tell Rick who is on the title if you know.

Will you represent me against my spouse?

No. Rick Webb does not represent either spouse and does not take listings. He is a buyer. If you want someone on your side of the divorce or the sale, hire your own attorney or agent.

Do we have to repair the house or hold showings while the divorce is open?

Not for a sale to Rick. You can leave repairs and cleaning undone. There is no open house. He may still need to see the house so a written offer matches its condition.

How are the proceeds divided?

That is decided by the spouses, their attorneys, or the court. A purchase contract can name where the money goes at closing if the people with authority agree. The buyer does not decide the split.

How fast can a divorce sale close in the Valley?

When title, payoff, signatures, and both schedules allow it, closing can be in 14 days or less. A divorce can add time if a signature or a court step is still missing. A 14-day close is possible. It is not a promise.

Request a cash estimate

The article is general. A purchase offer depends on a specific address. Rick Webb buys as a principal and does not represent you.

Or call (602) 320-9500. Call, text, or email 8 AM to 10 PM, 7 days a week.

Rick Webb is a licensed Arizona real estate agent. His broker is BMN Real Estate and Referral Services. He does not take listings and does not represent sellers. He buys homes as a principal for his own account: he puts a property under contract to purchase, may assign that purchase contract (his equitable interest) to another buyer, or buys, renovates, and resells. He acts as a buyer, not as the seller's agent. He may assign the contract or resell for a profit. Sellers may wish to consult their own agent or attorney.

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